Please use this page only if you are a client. If you are looking for a consultation, please click the "home" tab above in the blue address bar to the far left.
•Please create an account on the Monroe County website: MCCO. Once you do this you can search your name and determine if you have any real property in your name, any outstanding mortgages, Supreme Court lawsuits against you, AND judgments filed against you here.
NOTE: some lawsuits or judgments will NOT appear here (ex. small
claims or city court judgments won't appear if the creditor did not file
them here.) Also, if you own property in another county or if you have
been sued in another county, it will not appear here.
You can also print up a free copy of your deed and your mortgage on the MCCO site.•To get the resale value of your automobile click here: Kelley Blue Book (Please print out and keep copies of the PRIVATE PARTY RESALE value.)
•You can find the resale value of your home by checking your last property tax bill:
city property: City Tax
suburban property (in Monroe County): County Tax
This is usually close to accurate but not always. If you have recently refinanced your mortgage or taken a second mortgage - within the last two years, obtain a copy of the appraisal, used in obtaining that financing.
•Before you file, you must take a pre-filing class - ask me when you should take this class AFTER you have completed and turned in your worksheet.
After you file, within 30 days, you should take the post filing class. PLEASE take this BEFORE your meeting with the trustee (a/k/a: 341 Hearing/Meeting of Creditors)
After you take this class, you must complete a form before the certificate can be filed.
CURRENTLY RECOMMENDING: ACCESS for both classes, cost: first $25; second $15 - both are on line only prices.
Click: ACCESS website OR search all providers here: PREfiling and POSTfiling
NOTE: on each page go to the "Western District" FIRST
Statement of Net Worth. Click here: (this list may not include all property you own, so be sure to add anything not listed) If possible, make copies of recent bank, 401k, retirement, and other financial account statements. Remember, if a degree or license is earned by either of you while you were married, that may be marital property too. List of all liabilities, who is liable for them, and the total amount owed. (collect copies of recent statements if possible.) Be sure to note whether an account is joint or not.
NOTE: Just because you never used a card doesn't necessarily mean that you are not a joint debtor on that account. Your yearly income and your spouse's yearly income as well as a list of all present and past employers for you and your spouse beginning with the date you were married. If there are any existing court orders, please bring them with you. Ex. custody, child support, order of protection, etc. Also, if you have a child support order and your spouse is in arrears, please try to get the amount he or she is in arrears. If you and your spouse can agree on what to do with your children, your assets and your liabilities, make notes of that as well.
Have your traffic tickets handy. Try to remember exactly what happened, why you were pulled over, what the officer asked you and what you said or did. If you took the breath test, try to remember what your B.A.C. reading was. List all prior convictions, except minor traffic offenses. This includes all other criminal charges. List any outstanding charges, including traffic tickets, parking, etc. Know your current status: are you on parole, out on bail, if so, how much? List each time you were in court on this charge, what happened and if anyone gave you any papers or if they were mailed to you. Keep the envelope or make a note of when you received what and bring everything with you. When is your next court date, in which court are you to appear and who is the Judge?